Most trade banks now see a role for AI in credit risk, with over 85% naming risk analysis and fraud prevention
Over 85% of bank respondents in ADB's December 2025 survey see potential use of AI for risk analysis and fraud prevention. A BIS study found machine learning predicted defaults better in a stress period, an edge that declined for customers with longer credit histories.
Companies seek $2.5 trillion more trade finance than providers approve, and SMEs face the highest rejection rate
ADB's 2025 survey of more than 110 providers puts the global trade finance gap at $2.5 trillion, unchanged from 2023 and around 10 percent of merchandise trade flows. SMEs faced a 41 percent rejection rate, against 20 percent for multinationals.
